LONG TERM SOLUTIONS

WEALTH PLANNING

Take advantage of one of the largest and most experienced planning teams nationwide to make informed decisions with confidence, track progress towards your goals, and meet your changing needs over time. Whether you need strategic advice or in-depth analysis to address a specific issue or the complexities of your full financial picture, your credentialed wealth planner can provide consulting and help create a custom plan focused on building your assets, preserving your wealth, and leaving a lasting legacy.

Extensive planning and advisory services

Wealth planning is a personal, collaborative experience based on a deep understanding of what’s most important to you and your family. No matter where you are on your financial journey, we can provide guidance on a range of issues across your entire balance sheet, including:

  • Plan for your current and future cash flow needs through what-if scenarios and probability analysis
  • Assess wealth transfer, lifetime and charitable gifting, and other estate planning strategies
  • Protect your assets and manage risk through proper entity structures, titling of assets, insurance, and income replacement strategies
  • Evaluate your business transition options and develop a succession plan
  • Review your options for managing concentrated positions and executive compensation
  • Consider the impact of income, estate, and transfer taxes on your wealth plan

ASSET MANAGEMENT

ALPHA CAPITAL offers a wide range of investment products and functions across asset classes and investment styles. These include global and regional portfolios, mutual funds, and other investment vehicles for governments, institutions, corporations and individuals worldwide.

We offer institutions, wholesale intermediaries and wealth management clients investment capabilities and styles across all major traditional and alternative asset classes. We make independent decisions. And we operate as a focused asset manager – our clients’ interests at the core of all we do.

Our aim is to provide our clients with solid ideas and investment performance by drawing on our insights and capabilities. To do this effectively, we perform a wide variety of roles. These include providing our best guidance for clients’ investments and strengthening these relationships; global real estate and private market investment; maintaining the division’s operational strategy; and product and solution development.

FAMILY DYNAMICS

As time passes, family dynamics may change, but putting family first never will.

At ALPHA CAPITAL, we understand that wealth management is not just about money. Our advisors can help your family engage in essential conversations surrounding shared values, the preparation of heirs, and family decision-making processes.

What is Family Dynamics?

Family Dynamics is planning at the intersection of the financial and nonfinancial elements in your life. Family Dynamics helps you to address the intellectual, cultural, social, emotional, and interpersonal relationship aspects of managing wealth.

 

Managing more than wealth

We provide you with custom services, guidance, and actionable solutions for your family’s unique situation. Together, we will explore and address topics that include:

  • Family Culture
  • Personal and Leadership Development
  • Family Enterprise
  • Family Meetings

 

How we can help

Research shows that 70 percent of wealth dissipates by the 3rd generation due to a lack of family communication and trust, a lack of preparation of heirs, and not having a family mission statement in place.1 Our advisors can work with your family to help mitigate risks to your wealth goals and legacy, and develop a comprehensive plan backed by a shared family vision.

TRUST AND FIDUCIARY SERVICES

We provide a comprehensive range of trust and fiduciary services tailored to the circumstances of each trust account. A dedicated team of experienced investment and administrative professionals with fiduciary experience are responsible for the management and day-to-day administration.

Benefits of a Trust

Designed to support your goals, a revocable trust can help:

  • Reduce payment of estate taxes
  • Control how you leave assets to your heirs
  • Assist in the event you become incapacitated or unable to manage your financial affairs
  • Provide for dependents
  • Contribute to charitable causes you care deeply about

 

Naming Your Trustee

A trustee has the fiduciary duty, legal authority, and responsibility to manage your assets held in trust and financial matters on your behalf. The trustee can be an individual, corporation, or association.

Depending on the nature of your trust, the trustee may be required to perform a number of varied and complex duties, including:

  • Investing and managing your trust’s assets in all market conditions
  • Paying your bills and expenses if you are incapacitated or absent
  • Making income and principal distributions to beneficiaries according to the terms of your trust agreement
  • Maintaining detailed financial records
  • Making periodic account and tax reports to beneficiaries
  • Preparing and filing the trust’s income tax returns

If you are considering an individual such as a family member or a trusted advisor, make sure they have the time, knowledge, and desire to assume this role.

You may also want to consider the benefits of naming a corporate trustee.  In our capacity as your corporate trustee, Wells Fargo Bank has the experience, knowledge, and objectivity to implement your instructions. When you engage us as your corporate trustee, we:

  • Follow the instructions of your trust agreement faithfully
  • Make decisions impartially
  • Administer your trust consistently
  • Apply compliance standards to administer your trust in accordance with government regulations
  • Manage and safeguard your assets

 

Specialized Trust Services

For those with complex needs, Wells Fargo Bank, N.A. offers a number of trust options that may address your specific situation, or that of a loved one. Our extensive range of fiduciary services includes:

Life Management Services – Get the help you need to maintain your personal and financial independence

Special Needs Trusts – Provide for loved ones living with a disability

Legacy Trusts – Pass your wealth on to multiple generations of your family

Estate Services – Put a plan in place for your entire estate settlement process

BUSINESS ADVISORY SERVICES

We understand your organization and offer result-oriented solutions.

In the Business Advisory Services division, we offer objective and independent certainty, as well as advisory services designed to add value and improve your company’s operations.

Today, the business environment is ever changing. Risk management has become a complex situation; also, the expectations of stockholders, of corporate governance counselors and the control setting in general have increased in a unique way. Companies must create and implement internal controls that safeguard their assets and business processes.

Through proved risk focused proceedings and methodologies, we help companies reinforce and improve their operations effectiveness in corporate governance, internal controls and risk management.

Our services:

  • Management consulting
  • Forensics
  • Mergers, acquisitions and valuations
  • Corporate governance and risk management
  • Internal audit
  • Anti-money laundering and anti-corruption practices
  • Recovery and reorganization
  • Information technology

PHILANTHROPIC SERVICES

For more than 15 years, we’ve been helping wealthy individuals’ and families’ pursuit of important social causes – in turn we’ve helped the growth of a thriving philanthropic society.

We believe your philanthropy plans and charitable structures belong at the heart of your overall wealth management strategy. With that in mind, our specialists work with you and your advisers, providing advice and support to guide the development of your philanthropy.

We support you every step of the way, from initial vision and planning through to implementation and ongoing management of your charitable trusts and foundations.

Realising your vision through strategic philanthropy

We recognise that your philanthropy is driven by your individual passions, essential to your personal growth and that of your family. A strategic approach, with researched, planned and directed activities built around the issues you feel passionate about, is likely to achieve significantly more for the causes you support.

If you are already engaged in philanthropy, there can be considerable value in taking a fresh, objective look at your strategy. By reviewing your activities, programmes, projects and grants, you can make sure they remain closely aligned with your vision.